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Earning Money

Your income is all the money you earn from working or from other checks you get, such as from Social Security. Working is usually the most important way to earn money.

When you have a job, your employer gives you a pay check and sometimes other “benefits” for the work that you do. Your check will be based on your wage, how much you are being paid per hour, week, or year. This is your “gross pay.”

Your employer will take out some things from your check. These are called “wage deductions.” They include taxes. What is left is called “net pay.”

Typical benefits:

  • Health insurance
  • Disability insurance
  • Retirement savings
  • Paid vacation
  • Paid holidays
  • Employee discounts

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